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The information you provide will be used by us for the
purposes of assessing your application and retained on our system
and may be submitted to Lenders who will use it for the same
purpose. It may also be used by us for the subsequent marketing
of products and services to you. Telephone calls may be recorded
for training and other purposes.
Both we and our lenders will make searches of credit reference
agencies who will supply us with credit information, as well
as information from the Electoral Register. They will record
details of the search whether or not this application proceeds
and details of our searches may be seen by other organisations
which may make searches in the future. We may use scoring methods
to assess this application and to verify your identity. Alternatively,
we may ask you to provide physical forms of identification.
Both we and the Lenders may contact third parties, for example
your employer or bank, to verify the application details you
provide. If you do not qualify for the loan applied for, or
we believe that another product may be more suitable for you,
we may pass your details to other Lenders or companies who may
offer you alternative loan products.
All information held about you by the credit reference agencies
may be linked to records relating to one or more persons, for
example, your spouse, and that for this application you may
be treated as linked financially and that we and our lenders
will consider any associated record.
Please confirm by placing your initials in the box that:- you
are able to disclose information about your joint applicant
and/or anyone else with whom you say you have a financial link
and that you authorise us to make a credit reference search
and link or record information about both/all of you - you understand
the implications of this declaration and are you happy to proceed
with this application.
Further information on how we and credit reference and fraud
prevention agencies will use your information in the future
will be sent out to you if this application is agreed or are
available on request. |
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